Moving into your own home is one of the most stressful but rewarding things you can do, whether you’re renting or buying your own home it’s about making sure you are prepared for what is ahead. Moving out as a student is completely different to your own home, as most things are provided by your landlord and rent is usually covered by your student loan and for the shortfall, usually, there is someone in your family who can help out with that. But you have your own house and job it can a lot harder to deal with all of the bills, maintaining of your house and even things like decorating, can be a hefty task and it all adds up. Today I have compiled a list of my top tips for living in your own home, and hopefully, these help you whether you are renting or have just bought your own house.
I am currently obsessed with the idea of upcycling, and sometimes it really is as simple as some new paint and sanding. You can use your old furniture and give it a whole new lease of life. Purchase some items from a charity shop, or look on sites such as Freecycle or local Facebook groups where you can usually get items local and cheap too. This board on Pinterest is full of ideas and always gives me a huge surge of inspiration!
Save emergency funds:
I am the worst for this and when something bad does happen I am completely unprepared and it usually does come at the worst time. If you can afford to pay it back, it’s worth getting a payday loan (most of us have been there) with cashlady.co.uk even with a less than perfect credit rating you can apply. With payday loans, it is important to remember only borrow what you can afford to pay back and if you really need it. Interest rates on short-term loans are typically much higher than mainstream finance options (such as bank loans or credit cards). It’s worth trying to put aside a bit each month in a savings account, but if you’re anything like me, it’s not always possible.
It’s the worst when an emergency happens and you have no idea where to turn. It’s worth getting contacts for out of hours emergency services such as a locksmith (we’ve all somehow locked ourselves out at some point right?) also gas and electric. It’s always handy to know who to call when we end up in a situation where you feel stranded. Luckily for me the times in the past when I have been locked out I’ve had my landlord on hand to rescue me.
Stay on good terms with your neighbours:
I have watched too many episodes of the nightmare neighbour next door to want to be in that situation with anyone, let alone the person you live next door to. I’ve had a conflict with my neighbours before with them putting their rubbish in our bins, which was a nightmare but luckily it didn’t escalate to that level. It’s always good to say hi to them when you see them and make small talk as you never know when you might them and visa versa.
What are your top tips for moving into your first house?
*This post is in collaboration with Cashlady.co.uk