Spending is one of my favourite things to do.
If you are reading this then chances are that you are a blogger, and what I’ve noticed since being a blogger is that I’ve spent SO much more money on things which I never did before, not saying this is a bad thing I love buying countless lipsticks and owning 10 foundations it’s all good, but as I am going to Florida in August and want to start saving for a car I really need to cut down the spending a tad, not saying I won’t buy multiple lipsticks but I how I can afford to do that and save money as well? Well, I’ve compiled a list of tips of things that help me save money but still get the things I love.
Nowadays for most high street stores you can get advantage cards for pretty much anywhere, from Boots to Cafe Nero, everyone has points cards and whether I shop there a lot or a little I have one, this does mean my purse is full of cards and slips of card but it’s worth it when you have up enough points to get that lipstick you’ve wanted, meals for free after saving up those club card points & a free coffee at your favourite coffee shop, it all adds up! I’m not saying get a card for everything but it’s worth having some you’ll be surprised how fast the points add up.
Now some people will think it’s so much easier to waste money online shopping but for me, it’s actually the opposite, when in a shop I usually fill up my basket and go to the till, without a second thought, online shopping is good for two reasons. One is there is often better offers online which you don’t get in stores like 25% off if you buy 5 products and even though you have to pay for delivery there are some sites online to find free delivery codes. Secondly, when adding up in your basket online it will say the amount of the contents in your basket and when you see the number online I always think wow that’s a lot! And often take things out or don’t purchase at all as I’ve had time to think about it and thought do I really need this? & It’s often a no.
This a bit of a strange one, but if you pay cash you are more aware of the money you are using if you buy something and just put it on your debit or credit card it’s like it didn’t really happen, if you see the money in your purse disappearing that normally shocks me more, I can avoid looking at my bank balance after a big purchase and not give it a second thought but if I know I’m running out of cash I know I’ve spent too much. Secondly, if you put things on store cards all the time it ends up mounting up into a big bill and if you forget to pay it off the interest on those things are sky-high, definitely worth buying things that you can afford at that time.
Put change in jars
My fourth and final tip is one I have been doing for a while, for my savings for America I have three different tins to put money into, all of the tins there is no way for me to get into them without smashing them, so they’re staying in there. I have one for £2&£1, one of silver and the other for 2ps and the fact they are starting to feel heavy is inspiring me to keep putting money in there, although all I want to do is count out all of the pounds! There are loads of ways to store away your change to keep your money building up. The money advice service advises using the Jam Jar
approach which you can read more about here.